Category: Finance and Credit Risk Management
Commercial credit, counterparty risk, portfolio health, working capital, and the cash flow signals that move earlier than the income statement.
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Credit use patterns: the revolver and the transactor
Credit use patterns refer to the way individuals utilize credit and manage their debt. Understanding these patterns is crucial for maintaining good financial health and making informed decisions…
By Robert Kirk
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Proactive account notifications and the power of trigger based monitoring
Proactive account notifications and trigger-based monitoring are powerful tools that businesses can utilize to enhance their operations and improve customer satisfaction. Proactive account notifications refer to the practice…
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Ending a commercial partnership and ending in a positive note
Ending a commercial partnership on a positive note is crucial for maintaining a good reputation and fostering future business opportunities. It is important to approach the end of…
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Avoiding the rut of collections and employing risk based strategies to unlock cash
Cash flow management is a critical aspect of running a successful business, regardless of its size. It involves monitoring and controlling the flow of cash into and out…
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Loss forecasting in a modern era incorporating history and market predictions
Loss forecasting is the process of predicting potential losses that a business may incur in the future. It involves analyzing historical data, market predictions, and various other factors…
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CFPB 1071. The data and the intelligence being collected to improve lending opportunities
The Consumer Financial Protection Bureau (CFPB) 1071 is a regulation that requires financial institutions to collect and report data on small business lending. The goal of this regulation…